Table of Contents

Terms of Service

Navi AI Inc. Platform Terms of Use

Last Updated: October 2024

Important Arbitration Notice

Section 15 of these Terms contains a binding arbitration agreement and class action waiver. By agreeing to these Terms, you agree to submit disputes to individual arbitration rather than court, except in limited circumstances. You have 30 days to opt out.

Welcome to the Navi Platform!

These Terms of Use govern your access to and use of the Navi platform. Please read them carefully as they constitute a legally binding agreement between you and Bookmark'd, Inc. d/b/a Navi.

1. Accepting the Agreement

By accessing or using the Platform, clicking "I Accept," completing account registration, or accessing the Platform, you represent that:

  • You have read, understand, and agree to be bound by this Agreement
  • You are at least 18 years of age and not barred from using the Platform
  • You have authority to enter into this Agreement
2. Definitions

Account

Your legal relationship with Navi and authorization to use the Platform

Content

All information, data, text, images, and materials on the Platform

Platform

The Navi website, applications, and related services

User Content

Content shared by other users

Your Content

Content that you share on the Platform

Users

Individuals or organizations using the Platform

3. Your Account

Creating Your Account

  • You must be 18 years or older to use the Platform
  • You must not create an account using false information
  • You must not create an account if previously removed by Navi

Account Responsibilities

  • You are solely responsible for all activity on your account
  • You may not share your account or password with anyone
  • You may not have more than one account at any time
4. Fees and Payment

Payment of fees may be made through third-party payment processors. Your payment will be subject to the terms of the payment processor.

Note: Specific fee structures will be provided during the subscription process and detailed on your order form.

5. Content

Your Content Responsibilities

You may not share content that:

  • Is unlawful, threatening, abusive, harassing, defamatory, or fraudulent
  • Infringes intellectual property rights
  • Contains viruses or malicious code
  • Contains personal information like SSNs or medical records
  • Involves commercial activities like advertising or pyramid schemes

Important: Navi is not responsible for backing up your content. You should adopt reasonable measures to back up your data and ensure its accuracy.

6. License Grant and Ownership

Navi's License to You

Subject to your compliance with these Terms, Navi grants you a limited, royalty-free, worldwide, non-exclusive, non-transferable license to use and access the Platform for your personal use.

Your License to Navi

You grant Navi a worldwide, non-exclusive, royalty-free, transferable, sublicensable, irrevocable, perpetual license to use, reproduce, display, distribute, and create derivative works of your Content for providing and improving the Platform.

AI Training: Your Content may be used by Navi or third-party AI platforms to train, develop, and improve AI models and algorithms.

7. Acceptable Use and Monitoring

Prohibited Activities

You may not:

  • Sell, resell, lease, or distribute the Platform to third parties
  • Reverse engineer or decompile the Platform
  • Transmit viruses or harmful code
  • Use the Platform to develop competing products
  • Remove proprietary notices from the Platform
8. Third-Party Services

The Platform may contain links to third-party websites, applications, and services. Navi has no control over these services and does not assume responsibility for their content, privacy practices, or availability.

Disclaimer: We encourage you to review third-party services' terms of use and privacy policies before using them.

9. Indemnification

You must indemnify and hold harmless Navi and its affiliates against any losses resulting from third-party claims arising from:

  • Your Content
  • Your use of the Platform
  • Your violation of these Terms
  • Your violation of applicable laws
10. Warranties

Disclaimer

THE PLATFORM IS PROVIDED "AS IS" WITH ALL FAULTS. NAVI DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

Navi makes no warranty that the Platform will be secure, error-free, meet your requirements, or operate without interruption.

11. Limitation of Liability

Liability Cap

Navi's total liability will not exceed the greater of: (a) payments you made to Navi for the Platform, or (b) $100.

Excluded Damages

Navi will not be liable for special, incidental, indirect, exemplary, punitive, or consequential damages, including business interruption, loss of data, or loss of profits.

12. Disputes with Other Users

In the event of a dispute with another user, you should contact them directly to resolve the issue. Navi may assist in good faith but has no obligation to resolve disputes between users.

You release Navi from any claims arising out of disputes with other users or third parties.

13. Confidentiality

You must hold Navi's confidential information in confidence using commercially reasonable care and not use it except for Platform purposes. You may not disclose it to third parties without proper authorization.

14. Cancellation, Termination and Suspension

Your Rights

You may cancel your account at any time, which automatically terminates this Agreement.

Navi's Rights

Navi may suspend or terminate your access for:

  • Providing false or inaccurate information
  • Breaching these Terms
  • Security or integrity concerns
  • Risk of material harm to the Platform or other users

Effect of Termination: Upon termination, your right to use the Platform ends and Navi may delete your Content.

15. Arbitration Agreement

Important: Binding Arbitration

You and Navi agree to resolve disputes through binding individual arbitration rather than in court, except for small claims court cases and intellectual property disputes.

Key Points

  • No Jury Trials: You waive the right to a jury trial
  • No Class Actions: Claims must be brought individually, not as class actions
  • American Arbitration Association: Arbitration will be administered by AAA

Informal Dispute Resolution

Before arbitration, parties must participate in an Informal Dispute Resolution Conference within 45 days of notice.

30-Day Opt-Out Right

You may opt out of this arbitration agreement by sending written notice within 30 days of first becoming subject to these Terms. Send notice to: [address] or [email].

16. General Provisions

Governing Law

These Terms are governed by Delaware state law and the Federal Arbitration Act.

Electronic Communications

You consent to receive communications from Navi electronically.

Assignment

You may not assign these Terms without Navi's consent. Navi may freely assign them.

Updates

Navi may update these Terms. Continued use constitutes acceptance of changes.

Contact Information

For questions about these Terms, contact us at: legal@joinnavi.com

Export Control

The Platform is subject to U.S. export control laws. You may not use, export, or transfer the Platform in violation of these laws.

Contact Information

Company: Navi AI Inc.

Email: legal@joinnavi.com

Support: support@joinnavi.com

© 2025 Navi AI Inc. All rights reserved.

These Terms of Use constitute the entire agreement between you and Navi regarding your use of the Platform.